the high cost of being a good samaritan

[squidink]

I got an EXPLANATION OF BENEFITS (namely THIS IS WHAT WE'RE NOT COVERING, LOSER) from my insurance company

apparently they think I owe the local hospital $5K for four rabies shots because apparently rabies is "a limitation or exclusion under your plan".

So I called and said ITS RABIES WHAT IS YOUR PROBLEM and after over half an hour on hold the representative said "oopsie, you have no exclusions under your plan, sorry. We'll resubmit."

I fully expect to get another letter saying the claim has been rejected.

IT'S RABIES NOT A BOOB JOB.

and $5K for a series of shots? Excessive, much?

meanwhile, Ana Plasma (aka Anna Banana) is off to be speutered. I half wanted her owner to step forward so I could scream at them for not getting the poor little thing fixed. She's such a love and I'm just glad she's okay after her health issue.

Comments

[zillah975]

Oh good lord.

I know someone who used to work for a doctor's office, and she said that some insurance companies routinely deny valid claims in the hope that the person whose claim is denied won't bother appealing.

I'm glad Anna Banana is doing okay!

[squid-ink.livejournal.com]

I know someone who used to work for a doctor's office, and she said that some insurance companies routinely deny valid claims in the hope that the person whose claim is denied won't bother appealing.

there is NO DOUBT in my mind that's what was going on here
Appealing medical claims that have been denied is like a hobby for me, I've been through the process five times (but never with this company)

It just pisses me off that if I DIDN'T have insurance, this is probably what it would have cost. Meanwhile, my insurance company pays less for a BRAIN MRI than an uninsured person would for a series of rabies shots

:(